For 7 years, Michael served in the United States Air Force and California Air National Guard, where he operated Remotely Piloted Aircraft. Stationed in Las Vegas, Michael was a part of a two man crew flying the MQ-1 Predator’s and MQ-9 Reaper’s all around the world. At age 19, on a deployment to Djibouti, Africa, Michael had many great experiences, such as swimming with whale sharks and volunteering at the local orphanage, where he spent his time playing soccer with the kids. Most importantly, the deployment marked the beginning of his interest in finance after a pilot introduced him to the concept of compound interest. That conversation sparked an interest in saving and investing that has continued throughout his career. Michael believes in the importance of learning about saving and investing early and understanding the potential benefits of compounding over time.
After completing his military service, Michael earned a bachelor’s degree in Finance from San Diego State University and an MBA in Financial Planning from California Lutheran University. Michael is a Registered Representative and Investment Advisor Representative with LPL Financial, as well as a licensed life insurance agent. He holds the Chartered Retirement Planning Counselor™, CRPC™ designation (conferred by College for Financial Planning) and is a CERTIFIED FINANCIAL PLANNER® professional.
One of Michael’s favorite areas of study has been behavioral finance. Why on earth would anybody ever buy high and sell low? By studying and understanding the decisions investors make, Michael works with clients to develop financial plans focused on their individual goals and long-term objectives. Michael enjoys working with retirees and pre-retirees, as well as clients planning for major life events. As a millennial himself, he also enjoys helping clients navigate multigenerational wealth planning.
Michael was born and raised in Yorba Linda and currently resides there after his time in the military/SDSU. In his free time, you will most likely find him at the gym with his brother or maybe a concert with his dad. During the winter, Michael likes to snowboard and loves hockey. Go Ducks! Someday he hopes to improve his game on the golf course. Michael also likes relaxing with his cat, Dray.
Insurance products offered through LPL Financial or its licensed affiliates.
Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks of The College for Financial Planning Institutes Corp. in the United States.
Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP® and CERTIFIED FINANCIAL PLANNER® in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization’s initial and ongoing certification requirements to use the certification marks.